Any potential adjuster must have previous experience in insurance adjustment for the category that they are trying to get certification for. A minimum of four years overall in insurance adjustment is necessary, although the NFIP will allow you to round up when reporting your experience in the field. In general, the certifications for larger property values tend to be harder to get than the certifications for adjusting residential and small commercial claims. Be sure to answer the questions on the application completely and honestly; the NFIP investigates all adjuster applications and may bar you from gaining flood adjuster certification permanently if you falsify information on your application.



You can find the application for NFIP certification on FEMA's homepage, fema.gov. There are many other helpful materials on the website concerning national flooding insurance, including flood statistics, brochures, and so forth. Also, be sure to check out the very detailed Adjuster Claims Manual for the standards and regulations concerning flood insurance claims adjustment. Although this manual is not the most exciting thing in the world to read, it is important that you are aware of all the information for the property classification you're seeking certification in.



The exact procedures for application can be found there. There are a few things to know if you are interested in applying for NFIP flood insurance certification. First off, if your application is denied, NFIP will usually mail you a letter informing you of why your adjuster application was turned down. If you reapply for your adjuster certification, you will need to rectify whatever was wrong with your application. If you are certified as an insurance adjuster through the NFIP, they will mail you your certification card. It is important that you take good care of your certification card, as FEMA will only send you a new card if you apply for additional certifications.